I am an advisor, speaker and author.  As a Wealth Advisor for Buckingham Asset Management and Director of Personal Finance at the BAM Alliance, I am a Certified Financial Planner™ practitioner working with individuals, families and other financial advisors.   My second book, co-authored with best-selling author, Jim Stovall, is published by John Wiley & Sons under the title The Ultimate Financial Plan: Balancing Your Money and Life, and I'm a regular contributor for ForbesCNBC and Money.


A central theme drives my writing and speaking: Personal finance is more personal than it is finance.

Regardless of our income or net worth, I believe it is our underlying values and goals that drive our behavior with money, which ultimately determines our satisfaction in work and life.

Couching timely application in timeless wisdom, I educate at private events as well as in television, radio, print and online media.  With a passion for relational communication, I am fortunate to have been featured on CNBC and ABC’s Nightline, on NPR programs The Diane Rehm Show and Marketplace as well as in The Wall Street JournalThe Washington Post, The New York Times, The Baltimore Sun, Kiplinger’s Personal Finance, U.S. News & World Report and Money magazine, among others.

I am a husband and father first and live in Charleston, South Carolina where my wife, Andrea, and I are the proud parents of two boys, Kieran and Connor, who help keep us active members of our community.  Outside of personal finance, my favorite pursuit is music, and I play the drums and sing in an indie-bluesy-jazzy-rock band and at my church.  I’m also part of a group dedicated to serving the second poorest country in the Western hemisphere, Nicaragua, through micro-finance and entrepreneurial ventures.

You can follow me on Twitter at @TimMaurer and if you'd prefer to contact me via email, please do so below:

Please note: I reserve the right to delete comments that are offensive or off-topic.

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27 thoughts on “About

  1. Hi Tim:
    I hope all is well with you and your family.
    It was great to see you here at Towson teaching Personal Financial Planning. Things are the same for me here at Towson.
    I have a friend, Kevin Davenport, who is also a former student. He Series 65 liscensed and I think has a great future in the industry.
    He is currently tied up with a guy named Pete Schenk in Annapolis and making no money!!!
    This didn’t seem right to me (he has a family) so I thought I would tell him to get in touch with you. You might be able to give him some career guidence or even a job!
    I do think the world of Kevin. He is distinguished by both his work ethic and very ethical approach to personal finance issues. He is bringing in Pete good money, but his commissions are being used to defray marketing expenses. Morever, Pete has Kevin set up so he won’t get a positive cash flow for a year or so.

  2. I read your book a couple of years ago and try to catch your blog; thanks for your approach. Since in this bio you offered, I’d love to read what you say about using social media. There are so many options.

    • Thanks for your comments, Rick. I’m glad you’ve enjoyed the book and blog. There are many options–almost assuredly, too many. That means you’re looking for the right one(s) that work for you. The three that I’ve found useful are as follows: LinkedIn has become the new business card. It’s less of a regular communication platform and more of an information collector, and one on which I think just about everybody in any business should have a presence. I do use Facebook for personal communication. I find its greatest value is in staying in touch with people I care about through pictures of our kids, but I’m not a big fan of business-oriented communication on Facebook. Twitter is the venue through which I do the most communication these days. It’s a great conduit for sending information about new blog posts and sharing the work of others I appreciate. It can also be a fun personal communication outlet. Although it’s a little outdated, here’s a post I wrote on the value I’ve found in Twitter: http://timmaurer.com/2011/08/24/twitter-a-resource/

      There are some other great outlets that may work better for you. Google+, for example, has some great features–almost as a FB/Twitter hybrid–but I just decided that three was enough for me, so I haven’t been active on G+ for months. I hope this info is helpful! Let me know.


  3. Hi Tim
    Heard your comments on NPR – your clients who work for Home Depot may be changing their tune about it being a great place to work. Benefits have been cut – new hires are getting paid less – hours are being cut & the new scheduling system leaves departments completley unstaffed at times & understaffed quite often. It was a great part time retirement job at one time – when your skills were respected and valued – not anymore. Corporate has realized customer service is not as important as pleasing your investors.

    • Debbie,

      Thanks so much for your input. I’m disappointed to hear that the situation at Home Depot may have devolved for part-time workers. These have been tough times, indeed, and I hope that with the economy (and the housing sector) showing signs of swelling again, the situation might improve for HD workers. Of course, the big boom in home improvement was driven in large part by HELOCs (Home Equity Lines of Credit) that are no longer so readily available, so there may be a long-term hit in the DIY business as well. But, from my vantage point, the workers at Home Depot are still more numerous and seemingly happier than at the “other” big home improvement store.

      Thanks again for your comments!


  4. Hi Tim,

    I heard your comments on NPR the other day with advice about how to make ends meet for retirement. As a REMAX broker here in Charlotte, NC, I was thrilled to hear that you recommended our city as a good place to chose for retirement living. Lately I have had more and more clients that moved here for the reasonable home prices and the quality of life. Thank you for putting us on the radar of your listeners,


    Helen Honeycutt

  5. Hello,

    I really loved your latest post on “Unloc(k) The Mystery Of Your 401(k)”. I have gone ahead and added “Tim Maurer” to my Flipbaord. Keep writing awesome stuff, and I will keep reading it.

    Thanks again,

    Dante Smith

  6. I very much enjoyed your commentary on long term health care on NBR tonight (July 31). You made a brief comment I did not understand. You said that if you have assets over 2 million dollars then you can self-insure or consider doing long term care insurance as a business transaction. Would you please elaborate on the business transaction option? How would one do that? Thank you.

    • Thanks, Alan, here’s some elaboration: If you have in excess of $2 million (over and above your home), you MAY (may is an operative word there) consider self-insuring the risk of a long-term healthcare incident. Ie. if you suffer from a debilitating illness, you may be able to afford to bail yourself out. The higher your net worth, the better chances you’d have of being able to afford your care. In general, when we should attempt to self-insure risks that we can bear and purchase insurance for the more catastrophic risks we could less likely bear. However, even if someone is sitting on a multi-million dollar nest egg, it’s possible that they may consider insuring the portion of their assets that would be at risk in the case of a long-term care event based simply on the probability, much as a business would insure the life or disability of a key employee.

      Does that help?

      Thanks, Tim

      • Thank you Tim. That does help. I am 61, so since I did not purchase this insurance when I was younger I need to investigate how much a policy would cost me now. Thanks for those questions to ask when shopping around that you highlighted on NBR.

  7. Hi Tim,

    Enjoyed your recent article on the Warby Parker-goes-shaving piece on Forbes.com and wanted to send you a note about a new razor on the market you might actually like. If interested, please let me know how to best reach you via email!


  8. Good day Tim. I`ve read your book Ultimate financial plan and it gave me a good perspective on life insurance. Im a new insurance agent and an advocate of client`s need first before an agent`s need(commission). In what instance can I appropriately use a variable life insurance to my future clients. Thanks

    • Felix, Congratulations on joining a great industry! I appreciate your question, and I have to admit that I find the fewest appropriate uses for variable life insurance of any life insurance product, specifically because of the variable nature of the product. I certainly understand that it may appear appropriate on paper for those with a sufficient tolerance for risk, but I believe the variability of cash value returns is one too many variables for an insurance policy. Best wishes in your new endeavor!