How Insurance Works, In 90 Seconds

Every time we experience a calamity, like Hurricane Sandy if you're on the east coast, it reminds us that there are risk factors in life beyond our control.  Through insurance, we transfer these catastrophic risks we cannot bear to insurance companies, but knowing HOW INSURANCE WORKS is vital to understanding why, how and what we need to insure.  Take the next 90 seconds to more thoroughly understand HOW INSURANCE WORKS:

[youtuber youtube='http://www.youtube.com/watch?v=2rxYK40avGQ&feature=youtu.be']

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